Medicaid reviews are coming! Make sure your information is up to date. Learn more.

Neighborhood Housing Solutions

Works to create affordable housing opportunities to enhance communities and provide households skills to become self sufficient. Services to assist in self sufficiency include credit counseling, home rehabilitation loans, HUD approved counseling, low income loans, mortgage delinquency and default counseling, reverse mortgage programs, and sweat equity programs.,

Description:

Provides counseling and education services only. Agency does not provide reverse mortgages or financing. Counseling can be done via phone and visual web program which the counselor will set up with client.

Eligibility:
No income qualifications needed for Reverse Mortgage Counseling.
Service Hours:
M - F 8 am - 4:30 pm
Intake Procedure:
Call for information.
Fees:
$150 for 1st session, $50 for additional sessions, if necessary.
Counties Served:

Description:

Provides funding to make essential repairs to the home in order to eliminate health or safety hazards or improve security. Program covers major repairs, system upgrades, and replacements (roofing, plumbing, heating or electrical systems. Also broken/inefficient windows) but not minor repairs.

Eligibility:
Live in northern Utah, own the land and dwelling unit, occupy the unit as the primary residence, earn less than 80% of the county AMI as published by HUD, and ensure all taxes and insurance are current.
Service Hours:
M - F 8 am - 4:30 pm
Intake Procedure:
Call or email for application.
Fees:
No cost
Counties Served:

Description:

Welcome Home Program. A first time home buyer program funded by Logan City that provides up to $7,500 in down payment and/or closing cost assistance to qualified buyers.

Eligibility:
Welcome Home Program is available for those living in Logan only. HomeChoice is available to everyone statewide.
Service Hours:
M - F 8 am - 4:30 pm
Intake Procedure:
Walk in or call for information.
Fees:
Applicant must provide $500 personal funds toward the down payment or closing costs.
Counties Served:

Description:

Counseling and education services for Pre/Post Purchase, Foreclosures, and Fair Housing.

Eligibility:
No income qualifications needed for foreclosure intervention.
Service Hours:
M - F 8 am - 4:30 pm
Intake Procedure:
Walk in, call for information, or visit website for information.
Fees:
No cost
Counties Served:

Description:

Credit counseling to help participants achieve goal of home ownership.

Eligibility:
Contact agency for information.
Service Hours:
M - F 8 am - 4:30 pm
Intake Procedure:
Contact agency for application.
Fees:
No cost
Counties Served:

Description:

A sweat equity program that allows participant to build approximately 65% of the home. There is no down payment required and the applicant chooses the floor plan and colors. No prior construction experience is required, and the normal construction timeline is 8 to 12 months for completion. The final house payment amount is based on income and household size.

Eligibility:
Contact agency for information. Owner/Builder program welcomes volunteers, must be 18 or older. Available in Hyrum and Smithfield only.
Service Hours:
M - F 8 am - 4:30 pm
Intake Procedure:
Contact agency for application and to make arrangements for volunteer opportunities with Owner/Builder Program.
Fees:
Varies. Credit check fee.
Counties Served:

Description:

Reverse Mortgage counseling and education. Counseling can be done via phone and visual web program which the counselor will set up with client.

Eligibility:
Service Hours:
M - F 8 am - 4:30 pm
Intake Procedure:
Call for information.
Fees:
$150 for 1st session, $50 for additional sessions, if necessary.
Counties Served:
  • State of Utah

  • Box Elder

  • Morgan

  • Cache

  • Rich

  • State of Utah

  • Box Elder

  • Cache

  • Rich

  • Box Elder

  • Cache

  • Rich

  • Cache

  • State of Utah